Rental Kharma

add rent payments to your credit score

You can add 24 months of past rent payments to your credit report and build your credit history. The average time to see your results is 2 weeks. There is a one-time registration fee of $25 and then it’s only $6.95 per month for ongoing reporting and $5 per month for past reporting.


Credit Karma

free credit scores are just the beginning

As a member you can see your accounts, your last reported balances and what's affecting your credit scores. Credit Karma is more than just your scores; this company offers monitoring, updates, insights as well as the best options to help build your credit. All for free.


the 10 commandments of home buying

on a lighter note...

Jazzed up to buy your new home? We are here to help you! but, there are 10 things you need to know. Absorb these and follow these "10 commandments" all the way through your home buying process!


Home Loan toolkit

ready to apply for a loan

Buying a home is thrilling. But let's face it: it's a complicated process. the home loan toolkit is just what you need: your own little guide through the home loan process guiding you through deciding what's affordable, all the way through understanding a home disclosure.  This handbook is completely interactive and downloadable, as well as free.



learn to budget, control & save money

We all want to be debt free, right? But how do you get there? Dave Ramsey teaches individuals how to stop living paycheck to paycheck, and reach true "financial peace". You can listen to Dave Ramsey on Sirius, as well as his free online podcast.

Every Dollar Budget App

focus your money on what matters

every dollar is a budgeting tool that helps you reach your debt free goals. it's free software that is user friendly, easy to access via internet or the app to set bills, track spending, and monitor debt payoff.


mortgage calculator

estimate your payments

wanting to know what you can afford? This calculator will give you a basic estimate of how much “house” you can purchase with adjustable interest rates, down payment, and terms.